Cozy Credit Reporting

Request credit reports and background checks from potential tenants so you can make an informed decision.

Cozy credit reporting.

Build your credit history. Request reports learn more. Protect yourself and your stuff. Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure.

Landlords can request screening reports and applicants purchase and share reports. If you skip paying through cozy for a month your report will show no activity for that month. Your cozy payments will only appear on your experian credit report. Cozy isn t a listings search site but you can find and apply to cozy properties and others on our partner sites.

Choose to report your cozy rent payments to experian rentbureau so you can build your credit history just by paying your rent. Reporting your cozy rent payments is an easy way to start building your credit history without taking on any additional debt. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose. By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports.

When tenants choose to use a credit or debit card there s a 2 75 service fee. 7 articles making payments. How to run and share your credit report and background check and lock out help. Reports contain accurate up to date info about your applicants.

Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history. Learn more about the change. Not ready to get started. If you turn off rent reporting before the end date on your lease the cozy tradeline may be deleted from your experian credit report.

If you skip paying through cozy for a month your report will show no activity for that month. Background checks and credit reports cost 39 99 when purchased as a bundle or 24 99 individually. You need more than just a credit score to understand an applicant s financial situation. How to set up and edit automatic payments make a one time payment and more.